Our firm belief in focusing on clients and their long-term
goals drives our diversification across time-tested
strategies while expressing all desired allocation targets.
Equinum eschews investment 'moves' in favor of long-term
'management'. As your voice of reason across all market cycles, we
cater to your own appetite for upside; comfort with uncertainty; and desired
target-date achievements. All with respect to your individual time
horizons—from a decade to a lifetime and beyond.
"Rational people don't risk what they have and need for what they don't have and don't need."
Meeting vs. beating the market
Active vs. passive is an ongoing debate we won't settle on this page. At Equinum we view both as
contributory disciplines to a healthy, balanced approach. Passive components offer lower fees and
minimal tracking error, while active strategies can generate alpha and focus on absolute returns.
Skillfully combined, our approach achieves the best of both worlds:
Low turnover investing
No impulse buys/reactive sells
Stable long-term upside
Lower fees, stronger compounding
Greater lifelong predictability
Equinum Nexus™ Formula
Most investors look for diversity in companies, sectors and asset classes. At Equinum we believe diversity should go much deeper than that, with real diversification exhibited across investment philosophies and methodologies.
Our objective? To harness many strategic and tactical advantages in your favor.
That ideal drives our passively active approach, which entails a passive-at-its-core portfolio laced with a layer of actively managed ETFs. The result is a performance-oriented model that incentivizes you and your wealth team to abide by your custom Equinum plan. That consistency, more than anything, fuels long-term success.
E pluribus, pauci
Out of many, some
We employ a handful of strategies that have stood the test of time.
Dividends don’t lie. And companies that grow their dividends tend to outperform others - with lower volatility. Aristocrats are defined as those that raised theirs, each year for at least 25 years running.
The vision, inspiration and entrepreneurial characteristics of a founder can drive fearless innovation and long-term success. Chosen properly, companies with such leaders usually outperform their respective benchmarks.
When diversifying in international markets, the foreign currency exchange also bears risk. One time-tested answer is 'hedging out' the currency exposure by buying futures contracts on the foreign currency at a locked rate.
Initial Public Offerings
IPOs generate significant media publicity, especially when billion-dollar 'unicorns' go public. Managing the hype is tough, but our quants and analysts are immersed in finding those that may belong in your portfolio.
Important corporate events such as a mergers, acquisitions, spinoffs, special dividends or leveraged buybacks can create enormous shareholder value. Opportunistic investors favor these for absolute returns beyond overall market fluctuations.
Keep learning with Equinum
More in blog - Coming soon
Your principal, our interest
To make wealth last, we focus on protection first
With most of our clients, Equinum strongly favors indexes and ETFs that trend lower on the fee scale and feed directly into our security blanket approach.
For client goals outside our usual parameters, we invest all efforts to devise an innovative vehicle for expressing allocation and achieving portfolio goals.
Generally, Equinum recommends custody with Charles Schwab, the global name synonymous with client confidence to the tune of $3.7 trillion in assets.
The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals.
There are currently more than 138,000 CFA charterholders working in 134 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
High Ethical Standards
The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:
• Place their clients’ interests ahead of their own
• Maintain independence and objectivity
• Act with integrity
• Maintain and improve their professional competence
• Disclose conflicts of interest and legal matters
Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders—often making the charter a prerequisite for employment.
Additionally, regulatory bodies in over 30 countries and territories recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses.
Comprehensive and Current Knowledge
The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.
The CFA Program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession.
To learn more about the CFA charter, visit www.cfainstitute.org.